Every organization, institution or body of people is under an obligation by law to regulate life and activity in such a way as to avoid causing injury, illness or disease or loss of or damage to property of other persons.

If he fails in lawful duty to others, the injured party is entitled compensation in the form of damages.

What our Public Liability Policy does is to help you in paying such compensation should they arise.

Some Common Exclusions

Your deliberate acts or omission
Loss of or damage to your own property and property in your care, custody or control
Injury, illness or disease to any employees, and liability under any legislation relating to occupational injury, illness or disease
Bursting of certain apparatus operating under steam pressure
Vibration or by removal or weakening of support
Pollution or contamination
War, civil commotion and the like, ionizing radiations or contamination by radio activity

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