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Fire Insurance policy
Fire Insurance safeguards your buildings used for business or as dwelling house. It protects the contents of your premises, such as machinery, equipment, stock, furniture against damages caused by Fire and/or Lightning.
Besides fire, loss or damage to property caused by natural disasters, flood, explosion, riot and strikes, malicious act, aircraft, vehicle and/or water damages can be just as severe. Such calamities may be extended under a standard Fire policy.
Standard policy covers
Fire, Lightning and Explosion of gas used for domestic purpose only.
Additional perils that can be covered upon request
Loss or damage arising from,
Explosion
Riot and Strike
Malicious damage
Aircraft and other aerial device
Bursting or overflowing of water tanks, apparatus or pipes
Impact by road vehicle
Earthquake, volcanic eruption, hurricane, cyclone, typhoon and windstorm and flood arising there from
Flood
Common Exclusions
Theft during or after occurrence of fire
Loss or damage caused by burning of property by order of any public authority
Loss or damage caused by subterranean fire
Loss or damage caused by Nuclear reaction and radioactivity
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